Ratnakar Securities Pvt. Ltd.

THE JAMMU & KASHMIR BANK LTD.

NSE : J&KBANKBSE : 532209ISIN CODE : INE168A01041Industry : Bank - PrivateHouse : PSU

BSE104.150.4 (+0.39 %)

PREV CLOSE ( ) 103.75

OPEN PRICE ( ) 104.05

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 134983

TODAY'S LOW / HIGH ( )103.50 105.00

52 WK LOW / HIGH ( )82.01 117.2

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Particulars	Mar2025	Mar2024	Mar2023	Mar2022	Mar2021
SOURCES OF FUNDS:
Share Capital	1101.33	1101.33	1031.62	933.03	713.59
Equity - Authorised	1850.00	1850.00	1850.00	1850.00	2500.00
Equity - Issued	1101.40	1101.40	1031.70	933.11	713.67
Equity Paid Up	1101.18	1101.18	1031.48	932.89	713.45
Equity Shares Forfeited	0.14	0.14	0.14	0.14	0.14
Adjustments to Equity	0.00	0.00	0.00	0.00	0.00
Preference Capital Paid Up	0.00	0.00	0.00	0.00	0.00
Face Value	1.00	1.00	1.00	1.00	1.00
Share Warrants & Outstandings	0.00	0.00	0.00	935.00	0.00
Total Reserves	140981.78	120825.93	97931.63	78903.13	67309.09
Securities Premium	29194.96	29194.50	21824.16	17604.65	10959.12
Capital Reserves	2888.47	2888.47	2888.47	2888.47	2553.33
Profit & Loss Account Balances	0.00	0.00	0.00	0.00	0.00
General Reserves	0.00	0.00	0.00	0.00	0.00
Other Reserves	108898.35	88742.96	73219.00	58410.01	53796.64
Reserve excluding Revaluation Reserve	128594.92	108136.81	85119.00	69404.68	57582.91
Revaluation Reserves	12386.86	12689.12	12812.63	9498.45	9726.18
Deposits	1485520.23	1347646.58	1220271.79	1147027.66	1080472.98
Demand Deposits	162392.27	148230.99	139926.70	143935.74	138600.29
Savings Deposit	536037.52	532488.53	520247.50	504769.22	475540.59
Term Deposits / Fixed Deposits	787090.43	666927.06	560097.59	498322.70	466332.09
Current Deposits	0.00	0.00	0.00	0.00	0.00
Recurring Deposits	0.00	0.00	0.00	0.00	0.00
Other Deposits	0.00	0.00	0.00	0.00	0.00
Borrowings	23828.44	28850.02	28923.06	23708.17	20151.97
Borrowings From Reserve Bank of India	0.00	0.00	0.00	0.00	0.00
Borrowings From Other Banks	0.00	0.00	0.00	0.00	0.00
Borrowings From GOI	0.00	0.00	0.00	0.00	0.00
Borrowings From Other Financial Institutions	18.44	40.02	113.06	108.17	151.97
Borrowings in the form of Bonds / Debentures	23810.00	28810.00	28810.00	23600.00	20000.00
Borrowings in Other Form	0.00	0.00	0.00	0.00	0.00
Borrowings From Out of India	0.00	0.00	0.00	0.00	0.00
Other Liabilities & Provisions	42803.60	46621.96	110967.82	54253.34	34081.10
Bills Payable	2670.74	3826.53	2985.30	2710.59	2773.45
Inter-office adjustment Liabilities	0.00	0.00	0.00	0.00	0.00
Interest Accrued	1355.22	1450.49	289.48	180.43	198.25
Proposed Dividend	0.00	0.00	0.00	0.00	0.00
Corporate dividend tax payable	0.00	0.00	0.00	0.00	0.00
Other Liabilities & Provisions	38777.63	41344.94	107693.04	51362.32	31109.40
Total Liabilities	1694235.37	1545045.81	1459125.92	1305760.33	1202728.73
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	73854.77	72500.80	77940.58	77502.03	36853.33
Cash with RBI	67395.13	66344.79	71567.50	71341.74	31673.96
Cash in hand & others	6459.64	6156.01	6373.08	6160.29	5179.36
Balances with banks and money at call	23976.69	9464.00	11048.02	10417.04	58183.72
Investments	411217.07	349002.22	347804.01	337852.55	307740.98
Investments in India	411217.07	349002.22	347804.01	337852.55	307740.98
GOI/State Govt. Securities	320829.70	299205.67	291558.27	304126.19	302809.86
Equity Shares - Corporate	963.70	1005.29	1018.56	1094.17	1023.43
Debentures & Bonds	25805.99	7566.74	7145.44	2077.46	3572.99
Subsidiaries and/or joint ventures/Associates	0.00	0.00	0.00	0.00	-40.00
Units - MF/ Insurance/CP/PTC	58.15	0.24	0.24	0.00	0.24
Other Investments	63559.54	41224.28	48081.51	30554.73	374.46
Investments outside India	0.00	0.00	0.00	0.00	0.00
Government securities	0.00	0.00	0.00	0.00	0.00
Subsidiaries and/or joint ventures abroad	0.00	0.00	0.00	0.00	0.00
Other investments outside India	0.00	0.00	0.00	0.00	0.00
Less: Prov for Diminution in Value of Invest.	0.00	0.00	0.00	0.00	0.00
Advances	1041838.20	937565.97	822776.11	703930.75	668417.32
Bills Purchased & Discounted	1811.84	1861.70	2123.23	2418.98	3225.83
Cash Credit, Over Draft & Loans repayable	315559.79	267194.55	252219.89	238521.47	215207.16
Term Loans	724466.58	668509.71	568432.99	462990.30	449984.33
Finance lease and hire purchase receivable	0.00	0.00	0.00	0.00	0.00
Advances Others	0.00	0.00	0.00	0.00	0.00
Gross block	40606.06	39761.56	37758.07	33024.13	32267.44
Premises	16438.80	21688.24	21449.43	17807.01	17793.57
Assets Given on Lease	0.00	0.00	0.00	0.00	0.00
Other Fixed Assets	24167.27	18073.32	16308.64	15217.13	14473.87
Less: Accumulated Depreciation	19343.18	17679.06	15513.76	13949.05	12553.26
Less: Impairment of Assets	0.00	0.00	0.00	0.00	0.00
Net Block	21262.89	22082.50	22244.30	19075.08	19714.18
Lease Adjustment	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	655.51	495.00	473.22	464.29	414.20
Other Assets	121430.24	153935.33	176839.67	156518.59	111405.01
Inter-office adjustment Assets	39.79	700.61	702.48	703.10	704.61
Interest Accrued Assets	9338.23	7948.15	6992.88	5904.20	5805.16
Tax paid in advance/TDS	1073.01	636.74	1870.51	2629.69	2347.79
Stationery and stamps	46.58	51.68	42.77	45.33	58.00
Non-banking assets acquired	0.00	0.00	0.00	92.79	92.79
Deferred tax asset	0.00	1552.60	1828.97	2393.33	2662.70
Miscellaneous Expenditure not written off	0.00	0.00	0.00	0.00	0.00
Assets Others	110932.63	143045.56	165402.06	144750.16	99733.96
Total Assets	1694235.37	1545045.81	1459125.92	1305760.33	1202728.73
Contingent Liabilities	57155.68	48448.74	52337.68	55249.39	48669.36
Claims not acknowledged as debts	3435.37	3592.69	2446.71	7082.85	6224.16
Outstanding forward exchange contracts	19377.07	13980.45	19013.26	17044.62	11181.87
Guarantees given in India	25521.66	22754.49	21964.42	22162.78	22307.51
Guarantees given Outside India	412.58	263.46	247.36	225.34	225.17
Acceptances, endorsements & other obligations	4906.91	5056.17	5926.59	6289.22	6725.65
Other Contingent liabilities	3502.10	2801.48	2739.35	2444.57	2005.01
Bills for collection	13649.80	15132.71	17054.07	15380.64	14396.03
Book Value	117.78	99.20	83.52	75.40	81.71
Adjusted Book Value	117.78	99.20	83.52	75.40	81.71

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Ratnakar Securities

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THE JAMMU & KASHMIR BANK LTD.

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