Ratnakar Securities Pvt. Ltd.

INDIA FINSEC LTD.

NSE : NABSE : 535667ISIN CODE : INE474O01010Industry : Finance - NBFCHouse : Private

BSE159.958 (+5.26 %)

PREV CLOSE ( ) 151.95

OPEN PRICE ( ) 144.05

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 243

TODAY'S LOW / HIGH ( )144.05 160.00

52 WK LOW / HIGH ( ) 115.55198.95

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Particulars	Mar2025	Mar2024	Mar2023	Mar2022	Mar2021
Operational & Financial Ratios
Earnings Per Share (Rs)	4.03	3.06	1.23	2.07	1.45
CEPS(Rs)	7.10	5.72	2.80	2.27	2.18
DPS(Rs)	0.00	0.00	0.00	0.00	0.00
Book NAV/Share(Rs)	39.00	27.42	24.36	23.14	21.07
Tax Rate(%)	24.41	24.30	28.09	24.93	22.85
Margin Ratios
Core EBITDA Margin(%)	72.02	64.46	53.93	50.88	63.51
EBIT Margin(%)	69.47	61.87	51.48	47.30	62.88
Pre Tax Margin(%)	33.71	25.24	14.00	22.90	36.30
PAT Margin (%)	25.48	19.11	10.07	17.19	28.00
Cash Profit Margin (%)	29.11	22.39	15.25	24.05	30.65
Performance Ratios
ROA(%)	5.47	4.21	2.02	2.68	4.51
ROE(%)	19.90	18.85	7.77	7.33	9.81
ROCE(%)	17.87	16.33	12.57	9.02	11.82
Asset Turnover(x)	0.21	0.22	0.20	0.16	0.16
Sales/Fixed Asset(x)	4.34	4.11	3.31	2.78	5.18
Working Capital/Sales(x)	-21.86	-3.68	-11.72	-4.03	1.00
Efficiency Ratios
Fixed Capital/Sales(x)	0.23	0.24	0.30	0.36	0.19
Receivable days	0.00	0.00	0.00	3.84	7.96
Inventory Days	0.00	0.00	0.00	0.00	0.00
Payable days				-500.38
Valuation Parameters
PER(x)	36.86	28.06	16.60	12.15	5.10
PCE(x)	20.93	15.03	7.28	11.08	3.38
Price/Book(x)	3.81	3.13	0.84	1.08	0.35
Yield(%)	0.00	0.00	0.00	0.00	0.00
EV/Net Sales(x)	8.51	6.06	4.56	5.73	3.34
EV/Core EBITDA(x)	11.64	9.30	8.05	10.58	5.10
EV/EBIT(x)	12.25	9.80	8.86	12.12	5.32
EV/CE(x)	2.01	1.53	0.90	0.75	0.48
M Cap / Sales	6.09	3.37	1.11	2.66	1.04
Growth Ratio
Net Sales Growth(%)	11.69	39.35	94.50	32.48	-1.91
Core EBITDA Growth(%)	25.32	60.25	103.48	9.47	26.72
EBIT Growth(%)	25.41	67.49	111.69	-0.35	31.17
PAT Growth(%)	48.94	164.37	13.95	-18.68	80.79
EPS Growth(%)	31.50	149.99	-40.67	42.89	103.92
Financial Stability Ratios
Total Debt/Equity(x)	1.65	2.68	2.80	1.48	0.97
Current Ratio(x)	0.85	0.46	0.82	0.77	3.73
Quick Ratio(x)	0.85	0.46	0.82	0.77	3.73
Interest Cover(x)	1.94	1.69	1.37	1.94	2.37
Total Debt/Mcap(x)	0.43	0.85	3.36	1.36	2.76

attention investors
kyc
ipo
ibt trading
KYC & KRA Status Awareness

Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.

Pay 20% upfront margin of the transaction value to trade in cash market segment.

Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard.

Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month.
.......... Issued in the interest of Investors

INVESTOR CHARTER

CLOSE X

RISK DISCLOSURES ON DERIVATIVES

9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
On an average, loss makers registered net trading loss close to ₹ 50,000.
Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.

Ratnakar Securities

Financial Ratios

INDIA FINSEC LTD.

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RISK DISCLOSURES ON DERIVATIVES