Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operating Income
14633.45
9803.12
7360.83
7161.02
5886.40
Interest income
11672.92
8395.78
6735.21
6699.62
5307.40
Portfolio management services
Dividend income
1.23
1.18
2.73
5.23
Brokerages & commissions
1437.06
466.96
Processing fees and other charges
466.90
268.39
173.67
166.51
186.95
Other Operating Income
1056.57
670.76
450.77
292.16
386.83
Operating Income (Net)
14633.45
9803.12
7360.83
7161.02
5886.40
Increase/Decrease in Stock
Employee Cost
4060.78
1746.04
993.79
1188.07
1175.48
Salaries, Wages & Bonus
3585.03
1569.47
900.06
1081.87
1098.29
Contributions to EPF & Pension Funds
213.49
84.65
47.81
47.19
36.17
Workmen and Staff Welfare Expenses
161.59
54.78
14.72
31.71
24.30
Other Employees Cost
100.67
37.14
31.20
27.30
16.73
Operating & Establishment Expenses
476.53
297.14
56.39
73.91
125.50
Software & Technical expenses
133.44
62.39
35.86
32.65
14.81
Commission, Brokerage & Discounts
257.76
190.79
Rent , Rates & Taxes
30.45
28.42
9.08
25.80
86.56
Repairs and Maintenance
2.72
Electricity & Power
51.37
13.07
9.00
12.90
12.06
Other Operating Expenses
3.51
2.47
2.45
2.56
3.09
Administrations & Other Expenses
769.79
480.56
279.92
280.05
400.39
Printing and stationery
30.57
21.65
10.50
10.04
17.34
Professional and legal fees
334.32
224.70
125.01
138.86
214.04
Advertisement & Sales Promotion
64.31
29.09
13.22
13.03
9.34
Other General Expenses
340.59
205.12
131.19
118.12
159.68
Provisions and Contingencies
916.52
1152.85
682.79
491.66
205.92
Provisions for contingencies
Bad debts /advances written off
570.47
438.59
62.32
53.89
66.93
Provision for doubtful debts
Losson disposal of fixed assets(net)
1.07
1.02
0.20
3.14
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
62.41
20.65
Other Miscellaneous Expenses
344.98
713.24
620.27
372.22
118.34
Less: Expenses Capitalised
Total Expenditure
6223.62
3676.59
2012.89
2033.69
1907.29
Operating Profit (Excl OI)
8409.83
6126.53
5347.94
5127.33
3979.11
Other Income
40.19
14.41
10.54
34.02
27.15
Other Interest Income
4.94
1.15
Profit on sale of Fixed Assets
6.67
13.34
Provision Written Back
25.22
7.47
Others
14.97
6.94
5.60
26.20
13.82
Operating Profit
8450.02
6140.94
5358.48
5161.35
4006.27
Interest
5328.05
3315.94
2896.24
2833.70
2072.96
Loans
4752.06
2728.95
2364.01
2698.70
1916.57
Bonds / Debentures
411.50
553.40
497.48
103.67
131.58
Other Interest
164.49
33.59
34.75
31.33
24.80
Depreciation
439.13
98.77
105.11
107.84
66.42
Profit Before Taxation & Exceptional Items
2682.84
2726.23
2357.13
2219.81
1866.89
Exceptional Income / Expenses
Profit Before Tax
2682.84
2726.23
2357.13
2219.81
1866.89
Provision for Tax
636.30
675.82
587.58
607.48
510.26
Current Income Tax
653.96
779.55
693.03
606.04
575.29
Deferred Tax
-6.41
-109.53
-105.45
-5.04
-65.03
Other taxes
-11.25
5.80
0.00
6.48
0.00
Profit After Tax
2046.54
2050.41
1769.55
1612.33
1356.63
Extra items
0.00
0.00
0.00
0.00
0.00
Other Consolidated Items
2.83
0.21
Consolidated Net Profit
2046.54
2050.41
1769.55
1615.16
1356.84
Profit Balance B/F
10605.88
9035.79
7659.46
6442.68
5421.18
Appropriations
12652.42
11086.20
9429.01
8057.84
6778.01
Other Appropriation
12652.42
11086.20
9429.01
8057.84
6778.01
Equity Dividend %
25.00
25.00
20.00
10.00
18.00
Earnings Per Share
9.93
11.67
10.10
9.22
7.75
Adjusted EPS
2.48
2.76
2.39
2.18
1.83