Ratnakar Securities

Mobile Trading
COMPANY
more from company profile
HomeMarket Info Company Profile Profit & Loss

Profit & Loss

INDIAN OVERSEAS BANK

NSE : IOBBSE : 532388ISIN CODE : INE565A01014Industry : Bank - PublicHouse : PSU
BSE38.17-0.04 (-0.1 %)
PREV CLOSE ( ) 38.21
OPEN PRICE ( ) 37.63
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 638799
TODAY'S LOW / HIGH ( )37.58 38.44
52 WK LOW / HIGH ( )33.01 61.77
Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
I. INCOME
  
  
  
  
  
Interest Earned
281436.42
240656.67
194069.71
167358.42
169755.57
     Interest / Discount on advances / Bills
201827.94
175767.08
131513.54
106658.81
108396.35
     Interest on balances with RBI and other Inter-bank funds
1833.10
2376.47
4053.08
2345.22
3111.21
     Income on investments
70424.14
59516.99
58503.09
56758.20
57136.56
     Others
7351.25
2996.13
1596.19
1111.45
Other Income
56066.67
56653.03
41164.47
49053.33
54856.46
     Commission,exchange and brokerage
15024.31
13307.51
12210.04
10398.41
9487.53
     Profit / (loss)on sale of investments(net)
5243.30
2729.43
2495.75
9336.64
18203.79
     Profit on sale of Fixed Assets
17.96
22.14
15.84
12.01
14.92
     Foreign Exchange Gains
389.16
1930.53
5647.04
8984.78
6031.48
     Income earned from subsidiaries/joint venture
     Rent / Lease Income
     Provisions Written Back
     Miscellaneous income
35391.94
38663.41
20795.81
20321.50
21118.74
Total Income
337503.08
297309.70
235234.18
216411.75
224612.03
II. EXPENDITURE
Interest Expended
172444.76
142265.00
111462.89
104194.86
110694.55
     Intereston Deposits
150121.66
126146.86
105364.52
102203.50
107037.41
     Interest on RBI / inter-bank borrowings
22322.48
16118.76
6098.04
1991.23
3656.95
     Other Interest
0.62
-0.61
0.33
0.13
0.19
Operating Expenses
77562.65
87305.30
64298.14
54589.72
55690.29
     Payments to and provisions for employees
46691.70
61432.78
41023.66
34888.94
37059.13
     Rent,Taxes and lighting
5603.81
5287.18
4932.39
4459.27
4181.85
     Depreciation on Banks property
3952.30
3363.69
2604.20
1725.59
2581.73
     Depreciation on leased assets
     Auditor's fees and expenses
415.77
303.91
314.84
391.13
363.28
     Law charges
299.77
312.97
247.11
242.59
301.30
     Communication Expenses
638.96
613.24
675.37
675.17
666.59
     Repairs and Maintenance
459.07
400.09
272.02
229.34
198.00
     Insurance
4108.78
3502.30
3409.75
3229.92
3002.64
     Other expenses
15392.50
12089.14
10818.79
8747.78
7335.77
Provisions and Contingencies
41770.53
33513.59
33650.16
39839.23
50561.28
     Provision for investments
-4.90
13.50
2492.50
-1649.90
     Provision for advances
44193.00
25942.70
23824.40
35928.50
48206.50
     Others Provisions
-2422.47
7575.79
9812.26
1418.23
4004.68
Profit Before Tax
45725.14
34225.80
25823.00
17787.95
7665.91
Taxes
11770.10
7569.20
4783.10
695.20
82.40
     Current Income Tax
11770.10
7569.20
2494.60
317.10
232.40
     Deferred Tax
2288.50
378.10
-150.00
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
33955.04
26656.60
21039.90
17092.75
7583.51
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit
33955.04
26656.60
21039.90
17092.75
7583.51
Adjustments to PAT
IV. APPROPRIATIONS
-110784.30
-137887.88
-159062.51
-171152.72
-182213.03
     Transfer to Statutory Reserve
8336.76
6639.06
5246.97
4932.06
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves
     Equity Dividend
     Corporate dividend tax
     Other appropriations
-119121.06
-144526.94
-164309.47
-176084.78
-182213.03
Equity Dividend %
Earnings Per Share
1.76
1.41
1.11
0.90
0.46
Adjusted EPS
1.76
1.41
1.11
0.90
0.46
FAQs
079-49005200 / 01 / 02
info@ratnakarsecurities.com
Download Mobile App

Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.

Pay 20% upfront margin of the transaction value to trade in cash market segment.

Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard.

Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month.
.......... Issued in the interest of Investors

INVESTOR CHARTER
products
about us
usefull links
news room

Ratnakar Securities Pvt. Ltd. : SEBI Registration No. of NSE, BSE : INZ000191735 | SEBI Registration No. of NSDL : IN-DP-NSDL-66-88
Ratnakar Commodities Pvt. Ltd : SEBI Registration No. of MCX : INZ000024138
Investor Grievance ID : investorgrievance@ratnakarsecurities.com
Online Dispute Resolution Portal - SMART ODR
To File A Complaint on SCORES Click Here
For Nomination, Please Click Here
To Close Account, Please Click Here
© 2018 Ratnakar Securities Pvt. Ltd. All rights reserved.
Designed, Developed & Content Powered by ●●● Accord Fintech Pvt. Ltd.
CLOSE X

Filing complaints on SCORES Easy & quick

  • > Register on SCORES portal (link:https://scores.gov.in)
  • > Mandatory details for filing complaints on SCORES
    • Name
    • PAN
    • Address
    • Mobile Number
    • E-mail ID
  • > Benefits:
    • Effective communication
    • Speedy redressal of the grievances
CLOSE X

RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.