Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operating Income
87192.80
89833.10
99274.20
132164.40
170501.50
Interest income
76764.70
85825.30
97219.60
115486.00
148559.50
Portfolio management services
Dividend income
1.70
8630.40
4726.00
Brokerages & commissions
107.00
25.00
8.70
9.20
326.40
Processing fees and other charges
Other Operating Income
10321.10
3982.80
2044.20
8038.80
16889.60
Operating Income (Net)
87192.80
89833.10
99274.20
132164.40
170501.50
Increase/Decrease in Stock
Employee Cost
5147.70
4684.20
2525.40
6048.10
7774.50
Salaries, Wages & Bonus
5530.70
4539.50
3038.90
5196.70
6475.20
Contributions to EPF & Pension Funds
66.40
52.40
44.40
116.30
114.80
Workmen and Staff Welfare Expenses
69.70
38.10
20.10
98.00
109.50
Other Employees Cost
-519.10
54.20
-578.00
637.10
1075.00
Operating & Establishment Expenses
541.60
384.00
419.00
712.70
1475.00
Software & Technical expenses
Commission, Brokerage & Discounts
39.40
49.20
62.10
Rent , Rates & Taxes
161.40
81.90
93.80
96.80
782.20
Repairs and Maintenance
252.80
188.10
170.40
323.60
303.80
Electricity & Power
68.00
51.10
48.40
83.40
97.20
Other Operating Expenses
20.00
13.70
44.30
208.90
291.80
Administrations & Other Expenses
1179.60
833.20
896.70
904.70
781.00
Printing and stationery
28.80
17.70
12.20
26.50
52.40
Professional and legal fees
700.00
436.80
594.20
234.20
174.90
Advertisement & Sales Promotion
113.50
107.40
44.80
367.90
261.10
Other General Expenses
337.30
271.30
245.50
276.10
292.60
Provisions and Contingencies
8674.30
5850.00
10482.70
12767.00
7069.40
Provisions for contingencies
Provisions against NPAs
8204.40
5197.20
8103.90
8951.60
6022.60
Bad debts /advances written off
1095.00
1676.20
Provision for doubtful debts
Losson disposal of fixed assets(net)
0.20
34.80
23.30
11.50
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
369.50
1206.30
Other Miscellaneous Expenses
469.90
652.60
879.50
909.60
1035.30
Less: Expenses Capitalised
Total Expenditure
15543.20
11751.40
14323.80
20432.50
17099.90
Operating Profit (Excl OI)
71649.60
78081.70
84950.40
111731.90
153401.60
Other Income
1609.50
665.90
1027.00
74.60
321.00
Other Interest Income
0.50
50.20
706.10
23.40
Profit on sale of Fixed Assets
Income from investments
6.70
Provision Written Back
17.60
13.80
165.30
2.70
3.30
Others
1591.40
601.90
155.60
41.80
317.70
Operating Profit
73259.10
78747.60
85977.40
111806.50
153722.60
Interest
56364.90
62416.20
69393.80
85119.20
97255.30
Loans
30780.10
30553.10
32622.00
40560.80
36979.80
Bonds / Debentures
21788.70
26695.00
33171.80
40624.00
56988.10
Other Interest
3796.10
5168.10
3600.00
3934.40
3287.40
Depreciation
855.70
773.70
967.00
1078.40
427.50
Profit Before Taxation & Exceptional Items
16038.50
15557.70
15616.60
25608.90
56039.80
Exceptional Income / Expenses
Profit Before Tax
16038.50
15557.70
15616.60
25608.90
56039.80
Provision for Tax
4761.70
3780.30
3600.70
3949.70
15461.90
Current Income Tax
1794.20
636.40
639.30
3712.60
11927.10
Deferred Tax
2960.60
3155.50
2972.30
237.80
3534.90
Other taxes
6.90
-11.60
-10.90
-0.70
-0.10
Profit After Tax
11276.80
11777.40
12015.90
21659.20
40577.90
Extra items
20.10
0.00
0.00
0.00
0.00
Share of Associate
338.80
327.40
Consolidated Net Profit
11296.90
11777.40
12015.90
21998.00
40905.30
Profit Balance B/F
14271.30
9970.30
13177.20
15892.10
13368.10
Appropriations
25568.20
21747.70
25193.10
37890.10
54305.90
General Reserve
1500.00
2100.00
Corporate dividend tax
2696.40
3537.40
Other Appropriation
25568.20
21747.70
25193.10
33693.70
48668.50
Equity Dividend %
62.50
450.00
1550.00
2000.00
Earnings Per Share
25.18
26.43
26.98
52.48
95.71
Adjusted EPS
22.46
23.58
24.07
46.81
85.37