Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operating Income
202141.65
150616.57
118976.63
121856.09
115345.63
Interest income
196628.84
145457.01
115555.35
119251.52
112102.79
Portfolio management services
Dividend income
20.21
48.10
9.41
0.09
0.13
Processing fees and other charges
Other Operating Income
5492.60
5111.46
3411.87
2604.48
3242.71
Operating Income (Net)
202141.65
150616.57
118976.63
121856.09
115345.63
Increase/Decrease in Stock
Employee Cost
23249.87
18282.06
14882.68
12368.09
11892.72
Salaries, Wages & Bonus
21611.00
16999.40
13831.22
11426.89
11006.11
Contributions to EPF & Pension Funds
1329.81
998.11
870.54
815.96
713.01
Workmen and Staff Welfare Expenses
309.06
284.55
180.92
127.22
159.56
Other Employees Cost
0.00
0.00
0.00
-1.98
14.04
Operating & Establishment Expenses
6307.22
5129.38
4540.38
4242.32
3719.11
Software & Technical expenses
18.81
Commission, Brokerage & Discounts
94.03
Rent , Rates & Taxes
4416.61
3497.48
3273.12
3053.61
2819.23
Repairs and Maintenance
982.91
691.13
561.92
651.49
347.58
Insurance
196.48
183.86
136.72
144.79
217.85
Electricity & Power
604.65
523.78
430.57
336.65
307.12
Other Operating Expenses
12.54
233.13
138.05
55.78
8.52
Administrations & Other Expenses
7142.27
5583.93
4096.16
3002.68
3110.76
Printing and stationery
304.46
284.79
243.13
175.31
170.98
Professional and legal fees
1381.65
1051.81
601.81
409.44
471.67
Advertisement & Sales Promotion
3660.02
2696.36
1834.36
1280.73
1578.10
Other General Expenses
1796.14
1550.97
1416.86
1137.20
890.01
Provisions and Contingencies
18113.60
7230.28
3973.04
5290.82
3904.66
Provisions for contingencies
Bad debts /advances written off
7142.89
2267.94
1233.04
1225.07
315.69
Provision for doubtful debts
Losson disposal of fixed assets(net)
0.90
1.11
21.16
6.47
35.31
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
32.48
Other Miscellaneous Expenses
10969.81
4961.23
2718.84
4059.28
3521.18
Less: Expenses Capitalised
Total Expenditure
54812.96
36225.65
27492.26
24903.91
22627.25
Operating Profit (Excl OI)
147328.69
114390.92
91484.37
96952.18
92718.38
Other Income
1103.21
1010.85
773.42
525.54
358.97
Profit on sale of Fixed Assets
Provision Written Back
2.64
Others
1103.21
1010.85
773.42
525.54
356.33
Operating Profit
148431.90
115401.77
92257.79
97477.72
93077.35
Interest
74611.97
54515.67
42248.38
42675.81
41088.95
Loans
54936.92
39961.98
30559.24
29380.14
28571.75
Deposits
629.31
691.15
494.89
244.42
274.15
Bonds / Debentures
18530.30
13364.13
11008.82
12903.08
12111.56
Other Interest
515.44
498.41
185.43
148.17
131.49
Depreciation
1159.87
921.06
781.61
700.03
673.60
Profit Before Taxation & Exceptional Items
72660.06
59965.04
49227.80
54101.88
51314.80
Exceptional Income / Expenses
Profit Before Tax
72660.06
59965.04
49227.80
54101.88
51314.80
Provision for Tax
19136.45
15289.10
12530.14
13788.64
13126.10
Current Income Tax
19938.34
15807.24
12341.19
14110.96
13359.62
Deferred Tax
-673.60
-512.30
294.47
-315.12
-225.02
Other taxes
-128.29
-5.84
-105.52
-7.20
-8.50
Profit After Tax
53523.61
44675.94
36697.66
40313.24
38188.70
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-194.61
-1433.06
-574.68
-147.04
-144.73
Consolidated Net Profit
53329.00
43242.88
36122.98
40166.20
38043.97
Profit Balance B/F
135089.67
109952.62
88710.09
63973.67
33374.05
Appropriations
188418.67
153195.50
124833.07
104139.87
71418.02
Other Appropriation
188418.67
153195.50
124833.07
104139.87
71418.02
Equity Dividend %
260.00
240.00
220.00
200.00
200.00
Earnings Per Share
132.84
107.71
89.98
100.08
94.83
Adjusted EPS
132.84
107.71
89.98
100.08
94.83