Ratnakar Securities Pvt. Ltd.

SURYODAY SMALL FINANCE BANK LTD.

NSE : SURYODAYBSE : 543279ISIN CODE : INE428Q01011Industry : Bank - PrivateHouse : Suryoday

BSE133.30-5.15 (-3.72 %)

PREV CLOSE ( ) 138.45

OPEN PRICE ( ) 134.75

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 98830

TODAY'S LOW / HIGH ( )129.15 134.75

52 WK LOW / HIGH ( )90 205.5

Quarters

Select year

( in Million)

Particulars

Jun 2025

Mar 2025

Dec 2024

Sep 2024

Audited / UnAudited

Audited

Interest Earned

4951.7

4705.8

4878.5

5072

Income On Investments

511.2

482.7

522.1

491.1

Interest On Balances With Rbi Other Inter Bank Funds

102

59.5

75.8

Interest / Discount On Advances / Bills

4338.5

4163.6

4300.4

4505.1

Others

Other Income

1086.5

601

395.5

474.5

Total Income

6038.2

5306.8

5274

5546.5

Interest Expended

2480.3

2259.2

2195.8

2072.2

Operating Expenses

2468.7

2581.2

2364.6

2205.1

Total Expenditure

2468.7

2581.2

2364.6

2205.1

Operating Profit Before Provisions and Contingencies

1089.2

466.4

713.6

1269.2

Exceptional Items

Provisions and contingencies

620.9

934.2

336.2

667.7

Profit Before Tax

468.3

-467.8

377.4

601.5

Tax

115.5

-130

44.4

147.6

Profit After Tax

352.8

-337.8

333

453.9

+/- Extraordinary Items

0.00

+/- Prior period items

Net Profit

352.8

-337.8

333

453.9

Equity Capital

1062.8

1062.5

Face Value (IN RS)

Reserves

% of Shares held by Govt

Capital Adequacy Ratio

Gross / Net NPAs

Amount of Gross NPAs

9175.2

7338.4

5289.5

2730.2

Amount of Net NPAs

5930.4

4570.2

2923.2

701.9

% of Gross / Net NPAs

% of Net NPAs

5.64

4.58

3.13

0.8

% of Gross NPAs

8.46

7.16

5.53

3.03

Return on Assets

0.22

-0.23

0.24

0.35

No of Public Share Holdings

% of Public Share Holdings

Basic Eps After Extraordinary Items

3.32

-3.18

3.13

4.27

Basic Eps Before Extraordinary Items

3.32

-3.18

3.13

4.27

PBIDTM%

21.99

9.91

14.62

25.02

PBDTM%

9.45

-9.94

7.73

11.85

PBTM%

9.45

-9.94

7.73

11.85

PATM%

7.12

-7.17

6.82

8.94

Notes

attention investors
kyc
ipo
ibt trading
KYC & KRA Status Awareness

Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.

Pay 20% upfront margin of the transaction value to trade in cash market segment.

Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard.

Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month.
.......... Issued in the interest of Investors

INVESTOR CHARTER

CLOSE X

RISK DISCLOSURES ON DERIVATIVES

9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
On an average, loss makers registered net trading loss close to ₹ 50,000.
Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.

Ratnakar Securities

Quarterly Results

SURYODAY SMALL FINANCE BANK LTD.

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RISK DISCLOSURES ON DERIVATIVES