Ratnakar Securities Pvt. Ltd.

PUNJAB NATIONAL BANK

NSE : PNBBSE : 532461ISIN CODE : INE160A01022Industry : Bank - PublicHouse : PSU

BSE108.10-1.2 (-1.1 %)

PREV CLOSE ( ) 109.30

OPEN PRICE ( ) 109.50

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 2741914

TODAY'S LOW / HIGH ( )107.55 111.10

52 WK LOW / HIGH ( )85.5 127.75

Select year

Particulars	Mar2025	Mar2024	Mar2023	Mar2022	Mar2021
SOURCES OF FUNDS:
Share Capital	22985.90	22022.00	22022.00	22022.00	20955.40
Equity - Authorised	30000.00	30000.00	30000.00	30000.00	30000.00
Equity - Issued	22985.90	22022.00	22022.00	22022.00	20955.40
Equity Paid Up	22985.90	22022.00	22022.00	22022.00	20955.40
Equity Shares Forfeited	0.00	0.00	0.00	0.00	0.00
Adjustments to Equity	0.00	0.00	0.00	0.00	0.00
Preference Capital Paid Up	0.00	0.00	0.00	0.00	0.00
Face Value	2.00	2.00	2.00	2.00	2.00
Share Warrants & Outstandings	0.00	0.00	0.00	0.00	0.00
Total Reserves	1308393.70	1081845.30	1006783.00	953797.20	904388.00
Securities Premium	509297.10	460385.30	460385.30	460385.30	443521.40
Capital Reserves	172766.60	168020.00	167557.20	167035.70	159519.70
Profit & Loss Account Balances	56955.50	39715.70	32800.30	25385.40	17381.10
General Reserves	0.00	0.00	0.00	0.00	0.00
Other Reserves	569374.50	413724.30	346040.20	300990.80	283965.80
Reserve excluding Revaluation Reserve	1225309.30	998789.00	922231.80	883311.00	832383.80
Revaluation Reserves	83084.40	83056.30	84551.20	70486.20	72004.20
Deposits	15770198.80	13792252.40	12903470.70	11542344.60	11137168.60
Demand Deposits	764638.70	735866.40	757882.90	831147.50	764994.60
Savings Deposit	4993980.10	4812721.00	4651536.70	4530368.60	4184935.60
Term Deposits / Fixed Deposits	10011580.00	8243665.00	7494051.10	6180828.50	6187238.40
Current Deposits	0.00	0.00	0.00	0.00	0.00
Recurring Deposits	0.00	0.00	0.00	0.00	0.00
Other Deposits	0.00	0.00	0.00	0.00	0.00
Borrowings	1058065.50	725856.20	701486.20	593716.70	522981.40
Borrowings From Reserve Bank of India	338074.80	0.00	0.00	0.00	0.00
Borrowings From Other Banks	34555.10	27137.00	18693.60	27044.90	59022.00
Borrowings From GOI	0.00	0.00	0.00	0.00	0.00
Borrowings From Other Financial Institutions	197331.90	227939.70	238031.80	220905.30	150401.40
Borrowings in the form of Bonds / Debentures	376759.00	391014.00	319994.00	275376.90	250836.60
Borrowings in Other Form	0.00	0.00	0.00	0.00	0.00
Borrowings From Out of India	111344.70	79765.50	124766.80	70389.60	62721.40
Other Liabilities & Provisions	409508.10	358776.00	298133.70	276396.20	206889.20
Bills Payable	44305.20	33612.70	37188.50	30817.10	32201.90
Inter-office adjustment Liabilities	765.30	0.40	0.50	5844.80	4360.60
Interest Accrued	47402.40	42813.10	34511.40	27826.60	27339.00
Proposed Dividend	0.00	0.00	0.00	0.00	0.00
Corporate dividend tax payable	0.00	0.00	0.00	0.00	0.00
Other Liabilities & Provisions	317035.20	282349.80	226433.30	211907.70	142987.70
Total Liabilities	18575436.30	15986359.60	14936489.40	13393011.30	12797250.50
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	643892.20	653251.30	782135.20	861278.40	442672.70
Cash with RBI	611542.70	617717.80	744783.00	826141.60	407694.10
Cash in hand & others	32349.50	35533.50	37352.20	35136.80	34978.60
Balances with banks and money at call	863703.60	660750.60	791149.60	480660.40	690671.60
Investments	5248403.10	4464212.70	4169138.40	3885858.20	4043689.60
Investments in India	5135072.50	4401994.00	4112792.20	3848608.50	4007306.70
GOI/State Govt. Securities	4401751.70	3927581.10	3693065.50	3370532.90	3530568.00
Equity Shares - Corporate	71988.80	28436.80	30615.90	32648.10	41097.40
Debentures & Bonds	411468.80	346606.80	331538.40	356056.70	365056.20
Subsidiaries and/or joint ventures/Associates	61862.30	55024.60	43047.00	33679.50	29907.70
Units - MF/ Insurance/CP/PTC	188000.90	44343.20	14523.90	55689.80	40675.90
Other Investments	0.00	1.50	1.50	1.50	1.50
Investments outside India	113330.60	62218.70	56346.20	37249.70	36382.90
Government securities	97850.90	45188.80	43243.70	20207.80	13665.00
Subsidiaries and/or joint ventures abroad	4158.70	3687.20	3372.20	3018.20	2855.30
Other investments outside India	11321.00	13342.70	9730.30	14023.70	19862.60
Less: Prov for Diminution in Value of Invest.	0.00	0.00	0.00	0.00	0.00
Advances	10862731.40	9417624.70	8374589.80	7337658.30	6793457.70
Bills Purchased & Discounted	59852.40	55988.80	35802.70	13090.50	7081.10
Cash Credit, Over Draft & Loans repayable	4488347.20	4035304.50	3761245.40	4425445.00	4106563.90
Term Loans	6314531.80	5326331.40	4577541.70	2899122.80	2679812.70
Finance lease and hire purchase receivable	0.00	0.00	0.00	0.00	0.00
Advances Others	0.00	0.00	0.00	0.00	0.00
Gross block	233626.40	244438.90	232733.30	209828.20	204410.20
Premises	113193.90	122206.50	120930.40	105059.10	104697.10
Assets Given on Lease	253.30	253.30	253.30	253.30	253.30
Other Fixed Assets	120179.20	121979.10	111549.60	104515.80	99459.80
Less: Accumulated Depreciation	102793.40	120960.50	111893.70	102866.10	93923.20
Less: Impairment of Assets	0.00	0.00	0.00	0.00	0.00
Net Block	130833.00	123478.40	120839.60	106962.10	110487.00
Lease Adjustment	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	0.00	0.00	0.00	0.00	0.00
Other Assets	825873.00	667041.90	698636.80	720593.90	716271.90
Inter-office adjustment Assets	0.00	0.00	0.00	0.00	0.00
Interest Accrued Assets	189841.00	120616.70	91072.20	82298.40	81623.80
Tax paid in advance/TDS	93726.40	110618.90	131719.20	120300.50	100013.20
Stationery and stamps	66.50	81.10	64.30	50.00	104.00
Non-banking assets acquired	246.70	264.50	264.50	502.00	502.10
Deferred tax asset	211483.00	229554.20	239734.90	257033.00	270214.60
Miscellaneous Expenditure not written off	0.00	0.00	0.00	0.00	0.00
Assets Others	330509.40	205906.50	235781.70	260410.00	263814.20
Total Assets	18575436.30	15986359.60	14936489.40	13393011.30	12797250.50
Contingent Liabilities	6541966.40	2245400.20	6452632.20	6066854.30	3853879.60
Claims not acknowledged as debts	128757.60	81453.20	95056.90	120479.00	104296.00
Outstanding forward exchange contracts	5522441.90	1335542.20	5589168.80	5179666.80	3032324.80
Guarantees given in India	606925.80	546473.60	495072.20	484292.20	512601.80
Guarantees given Outside India	37614.10	43089.60	46442.00	27996.20	22356.10
Acceptances, endorsements & other obligations	178773.00	181754.90	168468.10	196406.30	133325.80
Other Contingent liabilities	67454.00	57086.70	58424.20	58013.80	48975.10
Bills for collection	395129.20	360191.20	343776.00	377860.50	404937.60
Book Value	108.61	92.71	85.76	82.22	81.44
Adjusted Book Value	108.61	92.71	85.76	82.22	81.44

attention investors
kyc
ipo
ibt trading
KYC & KRA Status Awareness

Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.

Pay 20% upfront margin of the transaction value to trade in cash market segment.

Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard.

Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month.
.......... Issued in the interest of Investors

INVESTOR CHARTER

Ratnakar Securities

Balance Sheet

PUNJAB NATIONAL BANK

Filing complaints on SCORES Easy & quick

RISK DISCLOSURES ON DERIVATIVES