Ratnakar Securities

Mobile Trading
COMPANY
more from company profile
HomeMarket Info Company Profile Profit & Loss

Profit & Loss

PUNJAB NATIONAL BANK

NSE : PNBBSE : 532461ISIN CODE : INE160A01022Industry : Bank - PublicHouse : PSU
BSE108.10-1.2 (-1.1 %)
PREV CLOSE ( ) 109.30
OPEN PRICE ( ) 109.50
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 2741914
TODAY'S LOW / HIGH ( )107.55 111.10
52 WK LOW / HIGH ( )85.5 127.75
Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
I. INCOME
  
  
  
  
  
Interest Earned
1240098.50
1090645.80
868452.90
762418.30
819350.30
     Interest / Discount on advances / Bills
867566.40
765157.90
577416.70
488741.20
536828.20
     Interest on balances with RBI and other Inter-bank funds
35191.30
28228.50
19099.80
22878.80
19024.20
     Income on investments
322406.70
291871.40
264017.90
244710.10
254156.50
     Others
14934.10
5388.00
7918.50
6088.20
9341.40
Other Income
164469.60
133294.30
122395.90
120976.60
122349.10
     Commission,exchange and brokerage
45962.20
42508.40
39529.30
35925.00
38791.90
     Profit / (loss)on sale of investments(net)
28948.10
12774.70
7810.90
29033.20
46141.40
     Profit on sale of Fixed Assets
40.70
66.60
25.80
144.00
-127.40
     Foreign Exchange Gains
3892.40
4727.70
8153.60
7014.60
4821.40
     Income earned from subsidiaries/joint venture
     Rent / Lease Income
     Provisions Written Back
     Miscellaneous income
85626.20
73216.90
66876.30
48859.80
32721.80
Total Income
1404568.10
1223940.10
990848.80
883394.90
941699.40
II. EXPENDITURE
Interest Expended
807038.40
685341.60
518169.90
468230.80
508045.80
     Intereston Deposits
745470.00
626074.90
470180.40
433609.10
472825.80
     Interest on RBI / inter-bank borrowings
17344.90
12898.60
11493.20
5163.10
8891.50
     Other Interest
44223.50
46368.10
36496.30
29458.60
26328.50
Operating Expenses
325504.60
288089.80
243356.80
204907.70
205157.70
     Payments to and provisions for employees
215486.90
186432.40
149425.90
119719.30
122967.20
     Rent,Taxes and lighting
14109.40
13420.50
13344.10
13015.20
13092.10
     Depreciation on Banks property
9575.10
9056.00
9048.70
8961.70
9822.30
     Depreciation on leased assets
     Auditor's fees and expenses
613.40
512.00
476.20
663.70
864.20
     Law charges
1315.00
1626.90
1375.90
959.90
954.00
     Communication Expenses
3342.20
3361.90
3353.30
3345.80
2943.70
     Repairs and Maintenance
8778.20
8080.20
7867.20
5635.40
4899.50
     Insurance
19011.10
17001.70
15528.40
15235.90
14719.10
     Other expenses
53273.30
48598.20
42937.10
37370.80
34895.60
Provisions and Contingencies
11499.70
117191.60
180707.90
164311.80
190672.40
     Provision for investments
-116.50
-14073.30
1732.20
3485.00
-2217.00
     Provision for advances
22964.50
123283.00
176150.00
153822.70
186768.00
     Others Provisions
-11348.30
7981.90
2825.70
7004.10
6121.40
Profit Before Tax
260525.40
133317.10
48614.20
45944.60
37823.50
Taxes
86129.10
50028.00
17920.80
9185.00
16299.30
     Current Income Tax
86129.10
50028.00
622.70
9185.00
16299.30
     Deferred Tax
17298.10
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
174396.30
83289.10
30693.40
36759.60
21524.20
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-723.20
-499.50
-103.30
-468.50
-1326.20
Share of Associate
11129.80
8282.40
2894.40
2316.30
5421.70
Other Consolidated Items
Consolidated Net Profit
184802.90
91072.00
33484.50
38607.40
25619.70
Adjustments to PAT
403.90
-2111.60
IV. APPROPRIATIONS
224518.60
123872.30
58869.90
56392.40
40528.20
     Transfer to Statutory Reserve
41920.70
20916.60
6268.00
8998.40
6173.00
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
60074.30
39355.60
7675.50
-1754.60
     Appropriation to Other Reserves
     Equity Dividend
33329.50
16516.50
7157.20
7047.10
1805.10
     Corporate dividend tax
     Other appropriations
89194.10
47083.60
37769.20
42101.50
32550.10
Equity Dividend %
145.00
75.00
32.50
32.00
8.60
Earnings Per Share
16.08
8.27
3.04
3.51
2.45
Adjusted EPS
16.08
8.27
3.04
3.51
2.45
FAQs
079-49005200 / 01 / 02
info@ratnakarsecurities.com
Download Mobile App

Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.

Pay 20% upfront margin of the transaction value to trade in cash market segment.

Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard.

Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month.
.......... Issued in the interest of Investors

INVESTOR CHARTER
products
about us
usefull links
news room

Ratnakar Securities Pvt. Ltd. : SEBI Registration No. of NSE, BSE : INZ000191735 | SEBI Registration No. of NSDL : IN-DP-NSDL-66-88
Ratnakar Commodities Pvt. Ltd : SEBI Registration No. of MCX : INZ000024138
Investor Grievance ID : investorgrievance@ratnakarsecurities.com
Online Dispute Resolution Portal - SMART ODR
To File A Complaint on SCORES Click Here
To Close Account, Please Click Here
For Nomination, Please Click Here
© 2018 Ratnakar Securities Pvt. Ltd. All rights reserved.
Designed, Developed & Content Powered by ●●● Accord Fintech Pvt. Ltd.
CLOSE X

Filing complaints on SCORES Easy & quick

  • > Register on SCORES portal (link:https://scores.gov.in)
  • > Mandatory details for filing complaints on SCORES
    • Name
    • PAN
    • Address
    • Mobile Number
    • E-mail ID
  • > Benefits:
    • Effective communication
    • Speedy redressal of the grievances
CLOSE X

RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.