Ratnakar Securities Pvt. Ltd.

INDIAN BANK

NSE : INDIANBBSE : 532814ISIN CODE : INE562A01011Industry : Bank - PublicHouse : PSU

BSE615.00-13.8 (-2.19 %)

PREV CLOSE ( ) 628.80

OPEN PRICE ( ) 624.85

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 110004

TODAY'S LOW / HIGH ( )612.60 625.30

52 WK LOW / HIGH ( )474.05 658.5

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Particulars	Mar2025	Mar2024	Mar2023	Mar2022	Mar2021
SOURCES OF FUNDS:
Share Capital	13469.60	13469.60	12454.40	12454.40	11293.70
Equity - Authorised	30000.00	30000.00	30000.00	30000.00	30000.00
Equity - Issued	13469.60	13469.60	12454.40	12454.40	11293.70
Equity Paid Up	13469.60	13469.60	12454.40	12454.40	11293.70
Equity Shares Forfeited	0.00	0.00	0.00	0.00	0.00
Adjustments to Equity	0.00	0.00	0.00	0.00	0.00
Preference Capital Paid Up	0.00	0.00	0.00	0.00	0.00
Face Value	10.00	10.00	10.00	10.00	10.00
Share Warrants & Outstandings	0.00	0.00	0.00	0.00	0.00
Total Reserves	701659.50	589012.40	482613.80	437064.90	383287.00
Securities Premium	62900.20	62900.20	23915.50	23915.50	8576.20
Capital Reserves	11116.00	11111.60	11110.20	11106.90	67177.60
Profit & Loss Account Balances	22842.20	19184.20	13658.40	10717.70	8451.50
General Reserves	0.00	0.00	0.00	0.00	0.00
Other Reserves	604801.10	495816.40	433929.70	391324.80	299081.70
Reserve excluding Revaluation Reserve	629651.70	529260.50	421544.80	374954.70	383287.00
Revaluation Reserves	72007.80	59751.90	61069.00	62110.20	0.00
Deposits	7370983.20	6879530.70	6211232.30	5935708.80	5380298.00
Demand Deposits	396216.80	389915.80	358521.50	367127.70	323424.40
Savings Deposit	2432231.40	2414940.20	2249524.10	2112076.20	1952502.90
Term Deposits / Fixed Deposits	4542535.00	4074674.70	3603186.70	3456504.90	3104370.70
Current Deposits	0.00	0.00	0.00	0.00	0.00
Recurring Deposits	0.00	0.00	0.00	0.00	0.00
Other Deposits	0.00	0.00	0.00	0.00	0.00
Borrowings	415523.00	231428.80	220924.20	172175.20	247627.70
Borrowings From Reserve Bank of India	81780.00	0.00	0.00	0.00	50320.40
Borrowings From Other Banks	8.50	6.10	38.30	70.70	49.50
Borrowings From GOI	0.00	0.00	0.00	0.00	0.00
Borrowings From Other Financial Institutions	258706.10	124478.70	111558.10	153512.00	149488.20
Borrowings in the form of Bonds / Debentures	60000.00	80000.00	90000.00	0.00	0.00
Borrowings in Other Form	0.00	0.00	0.00	0.00	0.00
Borrowings From Out of India	15028.40	26944.00	19327.80	18592.50	47769.60
Other Liabilities & Provisions	268428.40	243353.60	205853.40	183311.20	232619.30
Bills Payable	19950.20	16638.40	18419.50	15851.70	14439.20
Inter-office adjustment Liabilities	0.00	0.00	0.00	0.00	50730.10
Interest Accrued	17766.30	18459.90	14797.10	9942.20	10419.30
Proposed Dividend	0.00	0.00	0.00	8095.40	2258.70
Corporate dividend tax payable	0.00	0.00	0.00	0.00	0.00
Other Liabilities & Provisions	230711.90	208255.30	172636.80	149421.90	154772.00
Total Liabilities	8770386.00	7957088.20	7133340.00	6740964.30	6255351.70
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	319476.50	327027.60	326927.30	585546.60	275451.80
Cash with RBI	306350.40	313986.10	314501.50	565922.10	258868.00
Cash in hand & others	13126.10	13041.50	12425.80	19624.50	16583.80
Balances with banks and money at call	230137.50	94741.50	175241.00	214135.60	239589.70
Investments	2284208.60	2152418.20	1883662.80	1765016.10	1782924.40
Investments in India	2259214.80	2131727.30	1864550.00	1747990.40	1759660.20
GOI/State Govt. Securities	1970839.50	1809096.70	1669484.00	1587815.80	1579524.60
Equity Shares - Corporate	13660.90	8366.00	8967.20	12145.70	9963.80
Debentures & Bonds	165725.40	162526.70	148397.80	128127.20	136538.70
Subsidiaries and/or joint ventures/Associates	18177.80	15482.70	12597.30	10118.50	8615.50
Units - MF/ Insurance/CP/PTC	0.00	0.00	0.00	0.00	0.00
Other Investments	90811.20	136255.20	25103.70	9783.20	25017.60
Investments outside India	24993.80	20690.90	19112.80	17025.70	23264.20
Government securities	24986.70	20688.70	19110.60	17020.10	23041.00
Subsidiaries and/or joint ventures abroad	0.00	0.00	0.00	0.00	0.00
Other investments outside India	7.10	2.20	2.20	5.60	223.20
Less: Prov for Diminution in Value of Invest.	0.00	0.00	0.00	0.00	0.00
Advances	5710711.80	5148890.70	4492939.50	3891860.70	3626690.80
Bills Purchased & Discounted	42432.00	58861.40	24349.30	34300.60	21313.50
Cash Credit, Over Draft & Loans repayable	2940773.90	2520221.40	2101890.30	2076130.80	2200909.80
Term Loans	2727505.90	2569807.90	2366699.90	1781429.30	1404467.50
Finance lease and hire purchase receivable	0.00	0.00	0.00	0.00	0.00
Advances Others	0.00	0.00	0.00	0.00	0.00
Gross block	154452.80	136573.50	131405.70	129073.00	120856.30
Premises	86114.40	74629.80	74707.00	74631.40	68665.70
Assets Given on Lease	7042.30	5234.40	5493.80	5493.80	5521.00
Other Fixed Assets	61296.10	56709.30	51204.90	48947.80	46669.60
Less: Accumulated Depreciation	66190.10	61347.10	56701.80	52144.90	46945.70
Less: Impairment of Assets	0.00	0.00	0.00	0.00	0.00
Net Block	88262.70	75226.40	74703.90	76928.10	73910.60
Lease Adjustment	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	310.60	172.60	102.80	61.00	15.00
Other Assets	137278.30	158611.20	179762.70	207416.20	256769.40
Inter-office adjustment Assets	1280.40	2399.40	1122.00	2705.30	0.00
Interest Accrued Assets	47618.30	42861.50	34437.20	29996.90	41428.00
Tax paid in advance/TDS	0.00	29374.90	52806.60	64408.10	66551.70
Stationery and stamps	67.40	126.80	109.30	271.40	464.40
Non-banking assets acquired	513.80	513.80	513.80	513.80	513.80
Deferred tax asset	51014.40	49336.20	44454.10	38856.90	28514.10
Miscellaneous Expenditure not written off	0.00	0.00	0.00	0.00	0.00
Assets Others	36784.00	33998.60	46319.70	70663.80	119297.40
Total Assets	8770386.00	7957088.20	7133340.00	6740964.30	6255351.70
Contingent Liabilities	2807583.70	3343311.70	3813702.10	3560200.20	2936067.70
Claims not acknowledged as debts	22215.80	21771.50	20918.10	21591.60	9533.70
Outstanding forward exchange contracts	2293504.50	2797689.90	3281527.00	3061977.10	2548568.40
Guarantees given in India	266185.00	294915.60	289715.10	243859.30	177927.80
Guarantees given Outside India	1945.70	1985.70	1934.90	3177.90	3799.90
Acceptances, endorsements & other obligations	73658.60	90817.60	97581.80	108379.20	93942.90
Other Contingent liabilities	150074.10	136131.40	122025.20	121215.10	102295.00
Bills for collection	141594.70	159345.80	160821.60	141448.90	126207.30
Book Value	477.46	402.93	348.47	311.06	349.38
Adjusted Book Value	477.46	402.93	348.47	311.06	349.38

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Ratnakar Securities

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