Ratnakar Securities

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Profit & Loss

INDIAN BANK

NSE : INDIANBBSE : 532814ISIN CODE : INE562A01011Industry : Bank - PublicHouse : PSU
BSE632.207.25 (+1.16 %)
PREV CLOSE ( ) 624.95
OPEN PRICE ( ) 624.25
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 163800
TODAY'S LOW / HIGH ( )622.05 634.90
52 WK LOW / HIGH ( )474.05 658.5
Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
I. INCOME
  
  
  
  
  
Interest Earned
620394.30
556497.30
449851.60
388884.40
391080.80
     Interest / Discount on advances / Bills
448563.90
406188.50
319411.50
269275.50
273635.70
     Interest on balances with RBI and other Inter-bank funds
15895.00
13881.50
8777.40
8515.20
4257.10
     Income on investments
153477.80
134348.20
116900.80
109976.20
111703.50
     Others
2457.60
2079.10
4761.90
1117.50
1484.50
Other Income
100114.50
85819.50
78045.00
73797.10
61114.00
     Commission,exchange and brokerage
17357.30
16380.80
15642.70
11818.90
11317.70
     Profit / (loss)on sale of investments(net)
9205.40
8706.10
3830.80
16348.00
21255.30
     Profit on sale of Fixed Assets
17.00
-19.10
1.70
30.50
-4.20
     Foreign Exchange Gains
3690.50
4515.10
10086.10
6899.90
4062.20
     Income earned from subsidiaries/joint venture
124.50
     Rent / Lease Income
0.20
0.20
0.40
     Provisions Written Back
     Miscellaneous income
69844.30
56236.60
48483.50
38699.60
24358.10
Total Income
720508.80
642316.80
527896.60
462681.50
452194.80
II. EXPENDITURE
Interest Expended
368262.50
323407.60
247172.90
221292.50
234388.00
     Intereston Deposits
346988.60
304911.20
231822.70
209334.30
222183.90
     Interest on RBI / inter-bank borrowings
3617.20
3307.80
6161.70
2484.60
4009.00
     Other Interest
17656.70
15188.60
9188.50
9473.60
8195.10
Operating Expenses
161231.50
149528.00
127247.60
113535.40
107892.80
     Payments to and provisions for employees
99746.10
93199.00
75788.80
67384.40
64116.20
     Rent,Taxes and lighting
6790.50
6400.20
6259.30
6154.30
6117.70
     Depreciation on Banks property
5429.40
5311.40
5323.70
6006.80
6331.70
     Depreciation on leased assets
0.20
1.80
37.30
     Auditor's fees and expenses
493.30
490.60
525.80
476.40
632.90
     Law charges
386.00
216.80
227.80
202.60
236.60
     Communication Expenses
1316.40
1106.00
977.20
1112.90
1189.30
     Repairs and Maintenance
2740.20
2528.30
1953.40
2463.30
2017.60
     Insurance
9309.60
8740.10
8135.60
7423.10
6824.20
     Other expenses
35020.00
31535.60
28055.80
22309.80
20389.30
Provisions and Contingencies
42379.70
59207.70
93844.20
95320.60
80747.80
     Provision for investments
-1151.60
628.90
4051.60
1105.10
-13.90
     Provision for advances
42305.90
57623.50
89017.50
94119.50
77861.80
     Others Provisions
1225.40
955.30
775.10
96.00
2899.90
Profit Before Tax
148635.10
110173.50
59631.90
32533.00
29166.20
Taxes
38686.40
28882.00
6327.10
-7405.90
-991.00
     Current Income Tax
38686.40
28882.00
6327.10
-7405.90
-991.00
     Deferred Tax
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
109948.70
81291.50
53304.80
39938.90
30157.20
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-29.20
-31.10
-12.10
-23.80
-14.30
Share of Associate
2695.20
2933.70
2430.40
1503.00
1348.60
Other Consolidated Items
Consolidated Net Profit
112614.70
84194.10
55723.10
41418.10
31491.50
Adjustments to PAT
-231.90
412.90
IV. APPROPRIATIONS
131798.90
97852.50
66440.80
49637.70
37471.50
     Transfer to Statutory Reserve
27295.80
20157.40
13204.30
9862.10
7511.70
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
52500.00
32500.00
26550.00
18000.00
13873.40
     Appropriation to Other Reserves
     Equity Dividend
21888.20
16163.60
10710.80
8095.40
2258.70
     Corporate dividend tax
     Other appropriations
30114.90
29031.50
15975.70
13680.20
13827.70
Equity Dividend %
162.50
120.00
86.00
65.00
20.00
Earnings Per Share
83.61
62.51
44.74
33.26
27.88
Adjusted EPS
83.61
62.51
44.74
33.26
27.88
FAQs
079-49005200 / 01 / 02
info@ratnakarsecurities.com
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Ratnakar Securities Pvt. Ltd. : SEBI Registration No. of NSE, BSE : INZ000191735 | SEBI Registration No. of NSDL : IN-DP-NSDL-66-88
Ratnakar Commodities Pvt. Ltd : SEBI Registration No. of MCX : INZ000024138
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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.