Ratnakar Securities Pvt. Ltd.

CREDITACCESS GRAMEEN LTD.

NSE : CREDITACCBSE : 541770ISIN CODE : INE741K01010Industry : Finance - NBFCHouse : MNC

BSE1294.906.9 (+0.54 %)

PREV CLOSE ( ) 1288.00

OPEN PRICE ( ) 1268.80

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 16495

TODAY'S LOW / HIGH ( )1257.00 1303.55

52 WK LOW / HIGH ( )750.05 1355

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Particulars	Mar2025	Mar2024	Mar2023	Mar2022	Mar2021
EQUITY AND LIABILITIES
Share Capital	1597.20	1593.80	1589.10	1558.70	1555.80
Equity - Authorised	1700.00	1700.00	1600.00	1600.00	1600.00
Â Equity - Issued	1597.20	1593.80	1589.10	1558.70	1555.80
Equity Paid Up	1597.20	1593.80	1589.10	1558.70	1555.80
Equity Shares Forfeited	0.00	0.00	0.00	0.00	0.00
Adjustments to Equity	0.00	0.00	0.00	0.00	0.00
Preference Capital Paid Up	0.00	0.00	0.00	0.00	0.00
Face Value	10.00	10.00	10.00	10.00	10.00
Share Warrants & Outstandings	492.60	311.70	194.10	117.20	85.20
Total Reserves	67469.90	63794.30	49286.50	39993.20	35274.50
Securities Premium	25209.20	24981.30	24785.90	22681.20	22631.30
Capital Reserves	499.50	499.50	499.50	499.50	499.50
Profit & Loss Account Balance	32719.80	30110.70	18551.30	11947.30	9242.20
General Reserves	0.00	0.00	0.00	0.00	0.00
Other Reserves	9041.40	8202.80	5449.80	4865.20	2901.50
Reserve excluding Revaluation Reserve	67469.90	63794.30	49286.50	39993.20	35274.50
Revaluation reserve	0.00	0.00	0.00	0.00	0.00
Shareholder's Funds	69559.70	65699.80	51069.70	41669.10	36915.50
Minority Interest	0.00	0.00	0.00	0.00	1048.30
Long-Term Borrowings	0.00	0.00	0.00	0.00	0.00
Secured Loans	99726.00	119452.40	160096.70	127101.70	106520.60
Non Convertible Debentures	8941.20	15126.40	16723.50	14181.00	16599.40
Converible Debentures & Bonds	0.00	0.00	0.00	0.00	0.00
Packing Credit - Bank	0.00	0.00	0.00	0.00	0.00
Inter Corporate & Security Deposit	0.00	0.00	0.00	0.00	0.00
Term Loans - Banks	0.00	0.00	107403.30	86974.40	62562.40
Term Loans - Institutions	0.00	0.00	21232.20	25008.90	25012.00
Other Secured	90784.80	104326.00	14737.70	937.40	2346.80
Unsecured Loans	126.40	252.40	2773.30	1849.50	2892.70
Fixed Deposits - Public	0.00	0.00	0.00	0.00	0.00
Loans and advances from subsidiaries	0.00	0.00	0.00	0.00	0.00
Inter Corporate Deposits (Unsecured)	0.00	0.00	0.00	0.00	0.00
Foreign Currency Convertible Notes	0.00	0.00	0.00	0.00	0.00
Long Term Loan in Foreign Currency	0.00	0.00	1258.80	1160.80	0.00
Loans - Banks	0.00	0.00	988.00	0.00	0.00
Loans - Govt.	0.00	0.00	0.00	0.00	0.00
Loans - Others	126.40	252.40	0.00	0.00	1715.60
Other Unsecured Loan	0.00	0.00	526.50	688.70	1177.10
Deferred Tax Assets / Liabilities	-3552.50	-1369.30	-809.30	-1553.90	-1040.90
Deferred Tax Assets	3603.50	1577.70	1124.80	1802.60	1660.70
Deferred Tax Liability	51.00	208.40	315.50	248.70	619.80
Other Long Term Liabilities	832.20	878.10	668.00	0.00	0.00
Long Term Trade Payables	61.50	0.00	0.00	0.00	0.00
Long Term Provisions	11867.60	13233.50	5288.40	4629.60	4962.70
Total Non-Current Liabilities	109061.20	132447.10	168017.10	132026.90	113335.10
Current Liabilities
Trade Payables	1544.20	2563.50	3037.00	2590.20	2016.90
Sundry Creditors	1544.20	2563.50	3037.00	2590.20	2016.90
Acceptances	0.00	0.00	0.00	0.00	0.00
Due to Subsidiaries- Trade Payables	0.00	0.00	0.00	0.00	0.00
Other Current Liabilities	801.60	682.20	311.80	1026.20	943.10
Bank Overdraft / Short term credit	0.00	0.00	0.00	0.00	0.00
Advances received from customers	0.00	0.00	0.00	0.00	0.00
Interest Accrued But Not Due	0.00	0.00	0.00	0.00	0.00
Share Application Money	0.00	0.00	0.00	0.00	0.00
Current maturity of Debentures & Bonds	0.00	0.00	0.00	0.00	0.00
Current maturity - Others	0.00	0.00	0.00	0.00	0.00
Other Liabilities	801.60	682.20	311.80	1026.20	943.10
Short Term Borrowings	104605.30	98705.30	252.60	255.70	0.00
Secured ST Loans repayable on Demands	104478.80	98705.30	0.00	0.00	0.00
Working Capital Loans- Sec	0.00	0.00	0.00	0.00	0.00
Buyers Credits - Unsec	0.00	0.00	0.00	0.00	0.00
Commercial Borrowings- Unsec	0.00	0.00	0.00	0.00	0.00
Other Unsecured Loans	126.50	0.00	252.60	255.70	0.00
Short Term Provisions	4221.90	248.70	2645.40	2084.00	943.60
Proposed Equity Dividend	0.00	0.00	0.00	0.00	0.00
Provision for Corporate Dividend Tax	0.00	0.00	0.00	0.00	0.00
Provision for Tax	3907.50	0.00	2384.80	1856.50	763.90
Provision for post retirement benefits	0.00	0.00	0.00	0.00	0.00
Preference Dividend	0.00	0.00	0.00	0.00	0.00
Other Provisions	314.40	248.70	260.60	227.50	179.70
Total Current Liabilities	111173.00	102199.70	6246.80	5956.10	3903.60
Total Liabilities	289793.90	300346.60	225333.60	179652.10	155202.50
ASSETS
Loans (Non - Current Assets)	242744.50	251049.90	190433.40	147653.30	117204.80
Gross Block	8678.10	8261.40	7775.40	7595.70	6584.40
Less: Accumulated Depreciation	2642.30	2170.60	1785.10	1306.80	856.70
Less: Impairment of Assets	0.00	0.00	0.00	0.00	0.00
Net Block	6035.80	6090.80	5990.30	6288.90	5727.70
Lease Adjustment A/c	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	0.00	0.00	0.00	0.00	0.00
Non Current Investments	7.00	5.40	5.40	5.40	5.40
Long Term Investment	7.00	5.40	5.40	5.40	5.40
Quoted	0.00	0.00	0.00	0.00	0.00
Unquoted	7.00	5.40	5.40	5.40	5.40
Long Term Loans & Advances	11922.90	13563.90	5719.60	4929.10	5217.10
Other Non Current Assets	1128.90	1188.00	0.00	129.50	0.00
Total Non-Current Assets	261874.10	271943.40	202188.10	159036.90	128161.20
Current Assets Loans & Advances
Currents Investments	8923.00	14383.60	4539.80	0.00	0.00
Quoted	8923.00	14383.60	4539.80	0.00	0.00
Unquoted	0.00	0.00	0.00	0.00	0.00
Inventories	0.00	0.00	0.00	0.00	0.00
Raw Materials	0.00	0.00	0.00	0.00	0.00
Work-in Progress	0.00	0.00	0.00	0.00	0.00
Finished Goods	0.00	0.00	0.00	0.00	0.00
Packing Materials	0.00	0.00	0.00	0.00	0.00
Stores Â and Spare	0.00	0.00	0.00	0.00	0.00
Other Inventory	0.00	0.00	0.00	0.00	0.00
Sundry Debtors	0.00	0.00	0.00	0.00	0.00
Debtors more than Six months	0.00	0.00	0.00	0.00	0.00
Debtors Others	0.00	0.00	0.00	0.00	0.00
Cash and Bank	13433.60	12220.10	14364.30	17613.90	24843.80
Cash in hand	450.60	27.50	124.30	75.80	82.40
Balances at Bank	12983.00	12192.60	14240.00	17538.10	24761.40
Other cash and bank balances	0.00	0.00	0.00	0.00	0.00
Other Current Assets	1835.40	1799.50	1658.10	860.80	1109.30
Interest accrued on Investments	0.00	0.00	0.00	0.00	0.00
Interest accrued on Debentures	0.00	0.00	0.00	0.00	0.00
Deposits with Government	0.00	0.00	0.00	0.00	0.00
Interest accrued and or due on loans	0.00	0.00	0.00	786.70	1054.70
Prepaid Expenses	0.00	0.00	131.40	74.10	54.60
Other current_assets	1835.40	1799.50	1526.70	0.00	0.00
Short Term Loans and Advances	3727.80	0.00	2583.30	2140.50	1088.20
Advances recoverable in cash or in kind	0.00	0.00	82.70	174.00	150.40
Advance income tax and TDS	3727.80	0.00	2379.20	1841.90	754.00
Amounts due from directors	0.00	0.00	0.00	0.00	0.00
Due From Subsidiaries	0.00	0.00	0.00	0.00	0.00
Inter corporate deposits	0.00	0.00	0.00	0.00	0.00
Corporate Deposits	0.00	0.00	0.00	0.00	0.00
Other Loans & Advances	0.00	0.00	121.40	124.60	183.80
Total Current Assets	27919.80	28403.20	23145.50	20615.20	27041.30
Net Current Assets (Including Current Investments)	-83253.20	-73796.50	16898.70	14659.10	23137.70
Miscellaneous Expenses not written off	0.00	0.00	0.00	0.00	0.00
Total Assets	289793.90	300346.60	225333.60	179652.10	155202.50
Contingent Liabilities	40.00	42.40	2.50	3.50	3.60
Total Debt	204457.70	218410.10	163122.60	129206.90	109413.30
Book Value	432.43	410.27	320.15	266.58	236.73
Adjusted Book Value	432.43	410.27	320.15	266.58	236.73

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