Ratnakar Securities

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Profit & Loss

CREDITACCESS GRAMEEN LTD.

NSE : CREDITACCBSE : 541770ISIN CODE : INE741K01010Industry : Finance - NBFCHouse : MNC
BSE1300.005.1 (+0.39 %)
PREV CLOSE ( ) 1294.90
OPEN PRICE ( ) 1277.05
BID PRICE (QTY) 1300.90 (2)
OFFER PRICE (QTY) 1303.05 (8)
VOLUME 1016
TODAY'S LOW / HIGH ( )1277.05 1300.45
52 WK LOW / HIGH ( )750.05 1355
Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
INCOME :
  
  
  
  
  
Operating Income
57523.30
51666.70
35451.20
27428.20
24610.00
     Sale of Shares / Units
     Interest income
55467.60
49001.10
33271.30
25673.40
22900.30
     Portfolio management services
     Dividend income
     Brokerages & commissions
     Processing fees and other charges
1016.30
924.20
195.10
132.10
87.60
     Other Operating Income
1039.40
1741.40
1984.80
1622.70
1622.10
Operating Income (Net)
57523.30
51666.70
35451.20
27428.20
24610.00
EXPENDITURE :
Increase/Decrease in Stock
Employee Cost
7303.60
6694.30
5152.40
4376.60
3799.90
     Salaries, Wages & Bonus
6384.60
5885.80
4542.80
3882.00
3412.40
     Contributions to EPF & Pension Funds
650.60
617.20
453.30
402.60
343.40
     Workmen and Staff Welfare Expenses
37.80
24.20
49.80
37.50
24.50
     Other Employees Cost
230.60
167.10
106.50
54.50
19.60
Operating & Establishment Expenses
1239.00
1039.70
822.60
623.40
459.20
     Depository Charges
     Security Transaction tax
     Software & Technical expenses
     Commission, Brokerage & Discounts
11.00
39.00
18.00
29.60
30.10
     Rent , Rates & Taxes
532.00
460.60
417.10
331.50
269.00
     Repairs and Maintenance
527.50
392.40
273.80
184.10
106.80
     Insurance
97.00
80.90
59.40
35.90
18.60
     Electricity & Power
71.50
66.80
54.30
42.30
34.70
     Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
2179.50
2011.80
1656.50
1179.70
910.10
     Printing and stationery
116.00
105.90
61.50
62.00
63.00
     Professional and legal fees
421.00
339.60
272.60
172.00
169.80
     Advertisement & Sales Promotion
     Other General Expenses
1642.50
1566.30
1322.40
945.70
677.30
Provisions and Contingencies
19578.60
4693.80
4162.60
6167.20
7913.70
     Provisions for contingencies
     Provisions against NPAs
     Bad debts /advances written off
     Provision for doubtful debts
     Losson disposal of fixed assets(net)
     Losson foreign exchange fluctuations
0.10
     Losson sale of non-trade current investments
     Other Miscellaneous Expenses
19578.60
4693.80
4162.60
6167.20
7913.60
Less: Expenses Capitalised
Total Expenditure
30300.70
14439.60
11794.10
12346.90
13082.90
Operating Profit (Excl OI)
27222.60
37227.10
23657.10
15081.30
11527.10
Other Income
38.10
59.80
56.70
73.10
50.80
     Other Interest Income
     Other Commission
     Discounts
     Profit on sale of Fixed Assets
     Income from investments
     Provision Written Back
     Others
38.10
59.80
56.70
73.10
50.80
Operating Profit
27260.70
37286.90
23713.80
15154.40
11577.90
Interest
19549.80
17383.60
12161.20
9874.20
9333.20
     Loans
17491.10
15091.20
10541.70
7974.60
7736.10
     Deposits
     Bonds / Debentures
1856.60
2073.20
1469.10
1767.10
1423.90
     Other Interest
202.10
219.20
150.40
132.50
173.20
Depreciation
622.20
511.50
498.40
472.30
440.70
Profit Before Taxation & Exceptional Items
7088.70
19391.80
11054.20
4807.90
1804.00
Exceptional Income / Expenses
Profit Before Tax
7088.70
19391.80
11054.20
4807.90
1804.00
Provision for Tax
1774.70
4932.50
2793.60
1277.20
490.00
     Current Income Tax
3923.50
5439.60
2386.40
1202.80
1064.40
     Deferred Tax
-2107.80
-513.20
448.50
74.40
-574.40
     Other taxes
-41.00
6.10
-41.30
0.00
0.00
Profit After Tax
5314.00
14459.30
8260.60
3530.70
1314.00
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
26.20
Share of Associate
Other Consolidated Items
Consolidated Net Profit
5314.00
14459.30
8260.60
3530.70
1340.20
Adjustments to PAT
Profit Balance B/F
30110.70
18551.30
11947.30
9175.60
8185.30
Appropriations
35424.70
33010.60
20207.90
12706.30
9525.50
     General Reserve
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
35424.70
33010.60
20207.90
12706.30
9525.50
Equity Dividend %
100.00
Earnings Per Share
33.27
90.72
51.98
22.65
8.61
Adjusted EPS
33.27
90.72
51.98
22.65
8.61
FAQs
079-49005200 / 01 / 02
info@ratnakarsecurities.com
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Ratnakar Securities Pvt. Ltd. : SEBI Registration No. of NSE, BSE : INZ000191735 | SEBI Registration No. of NSDL : IN-DP-NSDL-66-88
Ratnakar Commodities Pvt. Ltd : SEBI Registration No. of MCX : INZ000024138
Investor Grievance ID : investorgrievance@ratnakarsecurities.com
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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.